Small Business Health Insurance Florida – Small Business Health Insurance in Florida (Everything You Need to Know) BY Sydney Garrow Updated January 11, 2021
Now more than ever, Florida small business health insurance is a great option for small business owners.
Small Business Health Insurance Florida
Read on for our top three reasons why you should offer health insurance for your small business. 1. Florida Small Business Health Insurance Offer Get Ready
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According to Real Time Health Quotes, 4 million people in Florida are without health insurance (more than 20% of the population). According to the same study, 94% of large companies provide health insurance to their employees, while in Florida only 38% of small businesses offer coverage to their employees.
Many employees value benefits like health insurance more than a raise! This may be due to the benefits employees receive by having employer-sponsored group health insurance.
Offering group coverage in Florida as a small business owner can have significant benefits. Some of these include:
Small businesses Sometimes it can be more difficult for businesses with only a few people to provide coverage to their employees.
Small Business Health Insurance Florida
According to the Transamerica Center for Health Studies (TCHS), the number one reason employers gave for not offering health insurance was that they were too young.
Fortunately for businesses out there with just a few employees, eHealth still has great coverage options that make it easy for you to offer health insurance to your employees.
On average, group health insurance plans are cheaper than individual ones. This means your employees will have access to coverage they can actually afford.
If you want to learn about the different popular group health insurance plans available, you can read the popular small business health insurance plans.
Florida Small Business Practice
Florida small business health insurance can be easily obtained when you use eHealth to search for different plans. Visit our Florida small business health insurance page and get quotes on plans instantly.
This article is for general information and may not be updated after publication. Please consult your tax, accounting or legal advisor instead of relying on this article as tax, accounting or legal advice. According to eHealth data, the average national price for ‘ individual health insurance premium in 2017 was $393 with a deductible of $4,328. . This price is almost triple what the average premium cost ten years ago in 2008.
Rising prices in the individual market can make some feel that affordable health insurance in Florida is out of reach. Fortunately for you, affordable health insurance is still possible.
According to a 2018 eHealth survey, the average individual short-term health insurance premiums in Florida are $115 per month, with a deductible of $4,945. For family plans, those numbers are $285 and $9,371.
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With monthly premiums costing about a third of what leading medical plans cost in the individual market, this alternative to more traditional health insurance is a great way to find affordable health insurance in Florida. Some individuals may need the most basic coverage in the event of an emergency, such as an injury or serious illness. If you fall into this category of needing coverage, a short-term plan can be a great way to get affordable health insurance in Florida.
EHealth’s 2018 Short-Term Health Insurance Report highlights some key insights about short-term plans:
If you think short-term coverage is your answer to affordable Florida health insurance, read our article on Florida short-term health insurance to understand how this coverage works. While short-term health insurance doesn’t cover all the benefits of major medical plans, it provides quick and useful coverage that makes sense for some individuals.
There are many affordable health insurance products available for individuals to purchase. While they may not cover as many health needs as more expensive regular medical plans, they are affordable and allow those on a budget to have coverage in the event of an emergency.
The Small Business Health Care Tax Credit
Not only is it important to get affordable Florida health insurance for health reasons, but having some type of health insurance plan can also protect you from racking up large medical bills in the event of hospitalization or unexpected medical problems.
Always remember that you can also use eHealth as a way to purchase individual health insurance plans. If you want coverage that offers the ten essential health benefits, you can search for affordable plans in your area using the eHealth tools.
Remember, when looking at individual plan prices, premiums and deductibles may be higher than short-term plans, but often that’s because they offer many more benefits. Use eHealth to compare plan prices and benefits to find the right balance of affordability and coverage for you.
EHealth aims to provide affordable health insurance options for all price ranges, so whether short-term health insurance is in your budget, or a larger medical plan with comprehensive benefits – we can show you your options.
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Each plan has its own terms and conditions, so be sure to check the official plan documents to understand how the specific plan works. This article is for general education only.
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